English to Polish Bus/Financial Finance (general)

The owner recognizes that .... as pledge holder have the right to all the rights for the owner under the terms of the above insurance policies and all claims for compensation that occur in the place of the committed party, as defined in article 3:229 of the Civil Law Code.
Jak przetłumaczyć "for the owner"? w imieniu wła¶ciciela? a może za wła¶ciciela?
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